Guest Post- The Smart Way to get the Best Deals on all your Christmas Gifts!


Daily Deals are the best way for spreading costs this Christmas.  No matter how many times you go over your budget Christmas is always expensive so make it easier on yourself and use some of the Daily Deals Sydney sites to help get great presents for less cost!

These daily deals sites have 2 great advantages- firstly, as already mentioned the cheap costs is one of the first things to catch your eye.  These sites have some of the best deals with more than half off the price they were originally meant to be. The other benefit of daily deal sites is how easy they are to search and navigate on. One of the most stressful things about buying Christmas gifts has to be the search for the perfect gift amongst all the other millions of shoppers caught up in the Christmas rush.  With daily deals sites however you don’t even have to leave the comfort of your own home. It is a good way to spark a gift idea if you really are stuck for what to buy someone as you can scroll through thousands of offers- there is sure to be something that you think they will like.

Whether you are looking for a gift for dad or for your partner here is something for everyone once you start searching on these daily deals sites.  For example, if it’s the dad that you are struggling with why not get him a golfing deal so he can enjoy some time teeing off this year. Or if it’s mum a year’s magazine subscription to Marie Claire might be right up her street and at such low prices even the smallest pocket money allowance will be able to purchase a deal!

This is a sponsored post, which means I may receive compensation in the form of money or credit for publishing it.

Guest Post- 6 Ways to Haggle for Big Screen TVs

It’s time to trade in that too-small television for a big-screen TV. While walking amongst dozens of huge televisions with huge price tags to match, you start to feel pretty discouraged. They all seem a little out of your price range, and you couldn’t find your model in the Black Friday ads… Price tags are set in stone, right?

Not necessarily.

Many customers don’t realize just how much control they have when they’re shopping for big-ticket items. Just like you’d haggle for a lower price at a craft fair or farmer’s market, you can haggle the same way for big-screen televisions.

Don’t Be Afraid to Haggle

Many people think haggling is improper or foolish when dealing with a big retailer. It doesn’t matter where you’re shopping — from a local mom-and-pop shop to Wal-Mart or Best Buy — you can always try haggling, especially for big-ticket items.

A big screen television sale represents a significant profit for the store. If you buy your TV at another store, they’re losing both commission and profit. Therefore, it’s in the salesperson and manager’s best interest to make sure you leave the store with a television — even if they have to make financial concessions to make it happen.

Ready to start talking that price down? Here are six ways to haggle for big screen televisions.

1. Use Price Matching

You can often find a cheaper price for the same television at an online retailer. However, you’ll also have to pay for shipping, often from remote locations. Shipping costs can add plenty of unnecessary expenses to your purchase. Instead, print out the online retailer’s ad and take it to a local store.

Most stores will match or beat a competitor’s price. Take that ad printout into a local store and explain you’d rather buy locally — in addition to saving on shipping, you’ll be giving back to the local economy. Most retailers will gladly meet your printout’s price. Some will even throw in free delivery.

2. Pay in Cash

Stores will gladly avoid paying extra credit card fees. If you’re able to pay in cash, they may grant you a larger discount. You may find this strategy especially effective towards the end of the month if you offer to pay with cash that day — your television sale will instantly boost a store’s monthly numbers and your offer will look especially attractive if they’ve had a slow month.

3. Know When to Walk Away

Contrary to what your clamoring family members are arguing, you do not need that big screen television today. Don’t listen to the salesperson who’s telling you about another couple that’s been eyeing that same model. Big screen TVs don’t exactly fly off the shelf. The odds are in your favor that the television set you looked at this morning will still be there tomorrow.

Don’t let anyone pressure you into buying. Rather, you should pressure them. Don’t like the price you’re hearing? Walk away. The store manager may grab you with a better deal before you even leave the store.

4. Shop in the Spring

Holiday sales run high in November and December. Television sales aren’t hurting in January, either, thanks to Superbowl demand. You’d be better off waiting until March or April to buy a new television, when TV sales are slower. Another great time to check out big screen television sales? Start price checking a week or two after the Superbowl.

5. Buy Last Year’s Model in August or September

New television models tend to start arriving in August or September. During this time, stores are eager to clear out last year’s inventory. You’ll find lower prices and a staff that’s much more willing to haggle.

6. Do Your Research on the Floor Models

Most people are hesitant to buy floor model televisions, given that they’ve been handled by strangers and kept running for countless hours each day. Yes, you should use extreme caution when considering a floor model television, however, try inspecting the floor model for a sticker that says when it first went on display. You could save hundreds of dollars on a television that’s been on display for just a few days.

Don’t see a sticker? Ask your salesperson. Most stores keep records of the shelf life of their display model televisions.

Don’t Be Afraid of Big Box Stores, Either

Consumers have reported successfully haggling at major retailers like Best Buy or Sears. So don’t be afraid to flex your haggling muscles — the money you’ll save will be well worth the extra effort.

About the Author:

Jon Vincent turned his obsession with Black Friday ads into a website – and a career! He’s been interviewed about his website, BlackFriday.info, by the New York Times, CNN, Tech Crunch and more. When he’s not hunting down Black Friday ad leaks he stays busy by writing frugality and savings advice.

 

Super Couponing DVD’s- Extreme Couponing Done Right!

The one person that has taught me the most on couponing has to be Jill Cataldo. I am fortunate that she is local and have been going to her website for years to help with my grocery shopping. I still do not leave the house to go grocery shopping without checking her blog to see if there are any deals that I missed. She has saved me thousands of dollars each year with her amazing grocery deals!

Her Super-Couponing Workshops have been extremely popular. If you can attend one, I would highly recommend it. However, if you don’t live in the Chicago area you can still  take advantage of all her couponing skills. Jill’s workshops are available on DVD!

You’ll enjoy all of the same secrets, tips and techniques taught in the live Super-Couponing and Super-Couponing 2 classes! Learn how to easily cut your grocery bill by half or more in these video workshops that are fun, fast-paced and never boring! And, with Super-Couponing 2: Saving on Everything, you’ll learn tips for saving on clothing, housewares, toys, holiday purchases… and everything else!

This isn’t the coupon clipping of our parents’ generation. With her “clipless” system, we don’t cut any coupons until we’re ready to use them, and we’re not wasting hours each week managing hundreds of little pieces of paper. You’ll learn how to save big in the least amount of time possible — minimum effort, with the maximum payoff!

Go HERE to view clips from Super-Couponing® and Super-Couponing® 2 DVDs.

Shipping is a flat $5.95

This post may contain affiliate links, which means I may receive compensation in the form of money or credit. By clicking the link you are helping to support Money Saving Secrets Blog.


Straight Talk- Start Saving On your Cell Phone Bill!

This is a Sponsored post written by me on behalf of Straight Talk for SocialSpark. All opinions are 100% mine.

My biggest struggle with my budget is my phone bill. I am constantly looking for ways to lower my cell phone bill. I use to think that the best way to do this was with a contract. However, I am surprised to find out that Straight Talk not only offers great pay as you go plans but also have all the features as the prepay plans.

Straight talk offers service with no contracts, no surprise bills and no credit checks. They have great nationwide coverage and excellent reception/connectivity. Finally, Straight Talk only uses trusted phone manufacturers like LG, Motorola, Kyocera, Nokia and Samsung.

Here is a little of what you can get with Straight Talk-

Monthly Plans:

• The “All You Need Plan” meets even the needs of heavy phone users with 1,000 minutes, 1,000 texts and 30 MB of web data.

• Unlimited Monthly service is only $45, and includes calls, text, picture messaging, and web.

• Imagine unlimited calls, text, picture messaging and web for a whole year, for only $499.00!

• 411 calls are included at no extra charge.

• Free from activation, reactivation, or termination fee.

Looks like you will be getting Everything you need

International Long Distance:

• Straight Talk International Long Distance Service is a flexible prepaid calling service that enables you to make international calls from your home, cell or office phone at low rates.

You can Call a friend anywhere!

Phone Selection:

• Reconditioned phones are available from $10.00 with camera, mp3 player, mobile web access, and blue-tooth capability. Great for young users!

• Amazing smart phones; touch screen phones, and app capable phones with features like voice navigation, camera, video recorder, music player, instant messaging, and Bluetooth®

You can even get an Android on Straight Talk

Seeing everything you can get with Straight Talk, I do not see why anyone would want to be stuck in a contract. I could save so much money with this plan just with the Free 411 calls! I can not get my husband to stop using 411 and we are usually getting charged an extra $20-$50 a month! By switching to Straight Talk we can save enough money each month to be able to take a family vacation!! That got me Hook, line and sinker

What would you do with the money you could save?

Visit Sponsor's Site

Review- Slash Your Spending

Rating:5/5

Delivery: Instant download from website

Money Back Guarantee: 100% Unconditional 8-Week Guarantee

Trial Offer: Test-drive the entire system free for 21 days before paying for it.

Summary:
If you’ve been looking for a way to cut down on the amount of money you spend and make your savings account grow, then this eBook is one you must read!   Even if your paycheck is small and your expenses are high, this in-depth eBook will teach you how to save thousands of dollars per year.

In this economy, everyone feels like they don’t have enough money, but way too many bills.   Just look at the headlines. Unemployment rates are skyrocketing, fuel prices are about to go up…   People are looking for ways to save the money.

The trouble is, though, there’s not a lot of ready information online that tells you how to save.  You can find a tip here, a tip there, and old strategies like the envelope system.   But if those worked, you wouldn’t still be searching the Internet.

 It’s almost impossible to find one resource that will give someone who wants to cut their spending and save money a detailed plan to do so.   For example, how can you save money and still eat out?  Can you save money on health insurance — if so, how?    How can you afford a new car and still be able to stick money in the bank?

 Well, there’s good news.   Financial expert Brandon Lamb has written an eBook that answers all your questions and gives you a detailed plan to save money in every aspect of your life.

 From car payments, to utilities, to groceries, and even down to health insurance and medical care, Brandon gives easy to use strategies that will have you putting more money in the bank than you ever thought possible.

 The best part of this book is that it doesn’t tell you to quit spending all together.  Instead, it gives wise strategies and methods that you can use to spend more wisely.

 This book has become a Bible for so many people, and it’s not surprising.  Other savings strategies you may have tried in the past never worked because the ideas were good in theory, but not in the long term.   Brandon’s book will guide you through the next twenty years of your life and make you wonder why you hadn’t been able to save money before.

 If you want to save money and cut how much money you spend, Brandon’s book “Slash Your Spending” is a must-read.

This post may contain affiliate links, which means I may receive compensation in the form of money or credit. By clicking the link you are helping to support Money Saving Secrets Blog.

Guest Post- Save on Back-to-School Supplies by Going Digital

academics,backpacks,book bags,education,notebooks,pencils,photographs,rulers,school supplies,schools
The world has gone digital. Everything is high definition, electronic, and Internet-accessible. This even applies to shopping for back-to-school supplies. The closer it gets to the beginning of the school year, the more crowded the malls and shopping centers become, filled with parents trying to find last-minute deals. It can rival the insanity of Black Friday. Why put yourself through that stress when you could shop from home, and save money? Here are a few ways to do just that when you’re getting ready to send your kids back to school.

School Supplies

While some schools may be moving toward fully computer-based teaching and learning, the majority of schools still do things the old-fashioned way—with paper and pencil, or at least pen. Kids still need notebooks, rulers, writing instruments, and a handful of other tools to get through the school day. Younger kids will need crayons, construction paper, and safety scissors. And don’t forget the glitter and glue.

The best places to find these supplies are at discount and big box stores such as Walmart, Target, and KMart where the inventory is broad, and the prices are low. You can save even more, though, with coupons and discount codes, and luckily, those stores all have websites. Find Walmart coupon codes or Target coupon codes, and you’ll save on school supplies. Even better, you’ll save a trip to the crowded store by doing your back-to-school shopping online. Some coupon codes will even cover shipping, while you’re also saving on the gas it would take to drive to the store. It’s win-win.

Clothes and Shoes

Ask your kids to try on the school clothes they wore just a few months ago, and you may be surprised to see how short the pants are, that they can’t button their shirts closed anymore, or their bellies poke out from under their pullovers. Kids grow so fast, you may sometimes wish it was still acceptable for them to just run around in their undies the way they did as toddlers. Until that happens, they need new clothes for school, but you don’t have to go broke buying a whole new wardrobe.

Forget dragging your kid from store to store to find clothes. That’s just torture for both of you. Kids’ sizes are pretty standard. Find a few items in your child’s closet that fit well, and use those sizes as your guidelines when you go online, and again, break out the coupon codes. Many stores offer them for clothing, and other school accessories. For example, Kohls promo codes can get you deals on school clothes, and things like backpacks and shoes. The fewer sites you have to go to, the better, right?

Textbooks

The back-to-school frenzy isn’t just for elementary, middle, and high school students. In fact, it may be even more stressful once your kids get to college. One semester’s worth of textbooks can easily cost as much as your kid’s entire wardrobe when he was going through puberty and seemed to grow in one direction or another every week. Okay, maybe that’s an exaggeration (a small one), but the fact is, textbooks are expensive.

Or are they? Traditional textbooks are, that’s for sure, and textbook publishers seem to enjoy making teeny, tiny changes in order to come out with new editions from year to year, semester to semester, to force students to have to keep up. Buying used textbooks has always been a good option for saving money, but now you can save even more by going digital. Many textbooks are now available on e-readers, for a fraction of what paper-bound textbooks cost. Before you hand over all that money to the campus bookstore, go online and check to see whether the textbooks required for your kid’s course of study are available in digital format. It may be worth buying them an e-reader for school.

Decide to do things a little differently this year by staying home to do your back-to-school shopping, and you’ll not only save money, you’ll save yourself a lot of aggravation and time.

Author Bio:
Maria Davis is a freelance writer specializing in topics such as parenting, personal finance and budget living. There’s nothing she loves more than finding ways to teach her kids life lessons and how to live well for less money!

thredUP.com 48 hour back-to-school flash sale!

thredUP.com is where busy moms swap children’s clothes, toys and books online. This back-to-school season, thousands of moms are saving money and giving back by trading outgrown kids’ clothes for gently used school clothes that fit.

Today (Aug. 24th) and tomorrow (Aug. 25th) only, get 30% off boxes of pre-loved kids & baby gear listed by other moms across the country.

This post contains affiliate links, which means I may receive compensation in the form of money or credit for promoting the link.

Go HERE to find the best Back to School deals this week!

CreditScore.net- 20 Best Blogs For Frugal Tips

 

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CreditScore.net has put together a list of the 20 best blogs for frugal tips to keep spending under control. They have lists some really great blog including Money Saving Secrets Blog! Head over to CreditScore.net and check it out!

Go HERE to find the best Back to School deals this week!

Guest Post- Practical Ways To Save On Gas

automobiles,cars,fuels,nozzles,gas pumps,hands,motor vehicles,service stations,transportation

After we were married, one of the biggest challenges we faced was the amount of money we were spending on gas. During the first six months of marriage, we both commuted separate ways and often two hours a day of driving. Learning to stretch the dollar with fuel became a quick obsession around our house. Here are a few simple ways we’ve learned to save!

Join Gas Clubs: Many local grocery stores and gas stations in our state offer “gas clubs”. Usually this is where you sign up for a special card and when you have spent a specific amount of money with them, you get several cents off per gallon. We currently belong to two different gas clubs, that way we can save money at the pump on both cars.

Use Your Gas Can: Every once in a while, when prices drop drastically on gas prices, we put a few gallons away in our extra gas can. That way, we always have extra gas for our lawn mower and weed eater. Plus, when it’s time for yard work, we don’t have to waste gas going to town weekly to fill them up.

Drive Smoothly: When I first hear the term “drive smoothly” I thought it was a joke. However, sudden starts and stops really does use a lot of extra gas. Learn to take side roads or roads with smoother traffic. That way you can avoid the constant breaking and stop lights on main highways.

Balance Your Tires: Balancing your tires is another important factor and one that was new to me until I researched saving gas. When your tires are unbalanced, your car sometimes will compensate, thus using extra gas. Try to check your tires on a monthly basis.

Tune Ups: Last, but certainly not least, try to have your car tuned up every few months. A minor tweak here and there can make all the difference in how your car runs and how much gas it eats up when in use. Use your piggy bank to save up for the tune ups, that way you always have the necessary cash for this.

Author Bio:

Heather Pedersen from Work At Home Market is a freelance writer, blogger and photographer. She enjoys spending time with her husband, a good cup of coffee and reading even better books. You can drop her a note at: workathomemarket@gmail.com

*Last Day* ThredUP Book Swap

Book Swap

Today is the last day, June 14th, thredUP will pay $5 in swap credits for your used books. You’ll also receive a Summer Reading Package worth over $40 for simply recycling used books on thredUP.

This post contains affiliate links, which means I may receive compensation in the form of money or credit for promoting the link.

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