Make Your Own Coupon Organizer


With the current recession, frugality has become a lifestyle and coupons make it possible. A record 367 billion coupons has been redeemed in this weakened economy—the largest ever in 30 years. Pinching pennies with these little discounts and deals can add up to big savings. Some families can save almost 100 dollars a week on coupons, a feat now manageable by nearly anyone, thanks to the accessibility the Internet and other current media provide.

Like so many, you may be one of those people who have to deal with a stack of papers cluttered or stashed away in a drawer. There might have been times when you’ve regretted losing that coupon for laundry detergent, or a great deal on an Italian dinner. Don’t keep cutting coupons only to build a pile or lose them. Organizing your coupons in a binder can be an efficient way for you to save them up for a rainy day. Here’s how you can make your own organizer and avoid missing out on fantastic bargains:

  • Start with a binder, preferably a three-ring type where you can place plastic inserts, normally used to hold business cards and baseball cards. These inserts are wonderfully convenient spaces where you can store your coupons. A binder with a zipper would work best so that nothing falls out of the binder in case you drop it.  There are inserts that have less and bigger pockets than most; you can use these for slightly bigger coupons.
  •  If you’re the visually creative type, decorate the cover with images to inspire and motivate you on this endeavor.  These may personally remind you why you’re doing this or the rewards of frugality.
  •  Systematize you collection of coupons by organizing it according to categories—by expiration date, store, or alphabetically.  Figure out what works best for you. This is a quick way to access the ones you need, especially if you come across an unexpected deal on a shopping trip. Some homemakers organize their coupon binders according to a slew of categories, including baby goods, beauty, breakfast, cleaner, dairy, frozen, fruit, and hygiene, among many others. Divide the binder’s insert pages with folders or tabs labeled with your categories. You can include a folder for weekly sales, and another for rebates.
  •  You can also keep coupon policies of different stores at the back of your binder just so you don’t mistakenly coupon yourself out of a good deal.
  •  Your binder doesn’t have to only keep coupons. It can act as one of your personal savings and budget planners in conjunction with using coupons to make savings.  A meal planner and price book can be downloaded and printed to keep track of prices and expenditures.

Sometimes, all it takes is a bit of organization to keep us on track or get us on track.  Get in step with a more frugal way of life and maximize every bang for every buck you spend.

Author’s Bio:
Kristen works as a freelance writer for Backyard Ocean, an online store for
above ground swimming pools, inflatable pool toys, and accessories. A self-confessed neat freak, she finds it therapeutic whenever she cleans and organizes things around the house.

Don’t want to make your own. Visit My City Mommy.

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Clip Coupons and Save

I LOVE saving money with coupons! I always have. My husband always laughs at me when we are shopping or at a restaurant and I tell him that I have a coupon. But I know that he really appreciates the money I save him. Especially now that he is the sole “worker” in our family. Every time I am able to save money I feel that I am also contributing financially to the family.

One thing that I hear often from people is that they just do not find it worth the time to use coupons. I have to disagree with this. Just check out the picture below of all the items that I have gotten for FREE so far this month by using coupons. This doesn’t even include the money I have gotten back from Catalina coupons (Register Rewards) or mail-in rebates.

march

So for you skeptics out there, does this change your mind? Well if so, please read on…

The first key to using coupons is to be organized. I can not tell you how many times I used to save coupons and then forget to use them. I was throwing away hundreds of dollars a month! You need to start thinking of those coupons as actual money. They are legal tender so let’s start treating them that way.

The best way to stay organized is to have a very simple system in place to get the most out of your coupons. You can realistically do this in about 30 minutes a week. There is no need to clip a coupon until you are going to use it. When the paper comes all you do is write the date on the top of the insert and file it. I use a three ring binder.

binder

You will be saving all coupons because you never know when you can find a deal to get that item extremely cheep or even free. So even if it is not something you would normally use, you might want to get it if it was free. Then you can try it or give it to charity.

Another option is to clip all coupons and place them into a binder. This way you will have all your coupons with you when you go shopping. You can make your own binder using a 3 ring binder and baseball card sleeves. I also have a binder for clipped coupons. Instead of using it for all my coupons, I will clip coupons for products that I know I buy regularly. That way I will have them when shopping. I also use it to file any loose coupons from mailers or that I have printed.

Before you go shopping you should start by going through the weekly ads and making a shopping list according to sale items. The more flexible you can be on your list for the week and the brands you buy, the more you can save. Also, check all stores. It may be worth your while to make multiple trips if the current deals are good enough.

After you have your list simply go to CouponTom and check the database for coupons. Type in each item and you will get a list of coupons available. Under location it will either have the link to print it or the date the coupon came out and where to find it. For example 03-01 PG means the coupon is in the Proctor & Gamble insert from March 1st.

Here is a list of abbreviations you will need to know:

S- Smart Source Insert
R- Red Plum Insert
PG- Proctor & Gamble Insert
GM- General Mills
AY- All You Magazine

Here are a few online sites for printable coupons:

Coupons.com

SmartSource.com
RedPlum.com

After you have your list, print it out and start clipping the coupons you need. I will then place the coupons in envelopes according to store. I will also place my list in the envelop as well as discount/rewards card. Then when I am at the store everything will be in one place and make my checkout process simple.

The best advice I have when it comes to shopping at grocery stores is to stick to the perimeter of the store. Only go down the aisles for things on your list and are on sale. As for non- food items, like toilet paper or toothpaste, stick to the drug stores. Walgreens and CVS have amazing sales that can really save you tons of money.

If you stock-up when the price is at its lowest then you will never have to pay full price. I currently have about 8 boxes of Colgate Toothpaste that I have gotten for free or under .25 cents. I also have about a 6 month supply of deodorant. I pick it up when ever it is under $.50. So I know that I will never run out and have to pay full price for these items.

You will be amazed on how much you can save on your out of pocket expense by using these simple tips.

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