Simple Home Tricks to Save You Money

Budget-conscious people are always on the lookout for ways to save money. Given the unfortunate state of the economy, the need to do so is greater than ever. Thankfully, sacrifice isn’t necessary. Making simple changes around your home can result in big savings over time.

In the laundry room

Wash clothes in cold water. The primary cost associated with washers is from the energy required to heat water. Appliances that carry an Energy Star rating are designed to be more efficient and to save your household money. To increase your family’s cost savings, use your dryer selectively; clothes can be hung up to dry, which will lengthen their life and reduce shrinkage. Save additional coinage by making your own laundry detergent. The necessary ingredients are readily available at the grocery and can be used in all types of washing machines.

Power down

Save money by switching to compact fluorescent light bulbs (CFLs). They use less electricity than traditional incandescent light bulbs, last longer and aid in the reduction of greenhouse gas emissions. You can also put your lights on timers, especially if you work longer-than-average hours or will be gone for vacation. The easiest money-saving solution is to turn off lights in any room you’re not using.

Appliances that are always plugged in, even when not in use, continue to draw power. Everything from televisions to cell phone chargers will use energy that adds up in small but noticeable increments. Utilize a power strip to switch off items with one simple motion or go a step further and unplug everything that isn’t in use. Before long, you’ll see your utility costs begin to decrease.

Waste not, want not

Instead of running water to rinse or wash dishes, fill a tub with soapy water and use it to clean your tableware. Fill a second tub with clean rinse water to save your faucet from running for minutes on end and wasting gallons of water. Your dishes will come out just as clean; your water bill will drop; and the Earth will thank you.

Refrain from taking long showers. Though relaxing, they use significant amounts of water. Consider installing a low-flow showerhead to cut down on water usage, showering every other day, or installing a timer that signals when it’s time to get out. While you don’t want to start thinking about your daily ablutions as money running down the drain, it’s a visual that might help you remember to shut off the faucet a couple minutes earlier.

These tips can get you on the road to saving your family money throughout the year. Think of things you do that might be costing you money, such as doing partial loads of laundry or having every light in the house switched on. Understanding the financial impact of these simple tasks is a great way to learn about saving money. You might even enjoy the challenge of discovering cost-saving measures around your home.

Author Bio-
Holly Watson is a stay-at-home mom, former financial adviser, and baking enthusiast. She blogs on behalf of Sears and other prestigious brands she uses.

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Save Money on Home Maintenance Costs

By making simple changes in a few key areas of home expenses, you may be able to save hundreds of dollars a year.

Electricity

One of the simplest and easiest ways to save electricity is to switch from incandescent bulbs to all compact florescent bulbs. One bulb saves about $30 and pays for itself in about 6 months. Plus it uses 75 percent less energy and lasts 10 times longer so you won’t have to change them as often. Just think of all the power you can save if all the bulbs in your house were changed. Also, have your electronics, such as your TV and computer equipment plugged into a power strip and be sure to switch off the power at night and even when leaving the house since some electronics can still draw power even when they are turned off. If upgrading appliances, choose ones that are Energy Star qualified. No matter what kind of appliances you do have, use them efficiently. For instance, only run the dishwasher, washers, and dryers if they are full, even if that means you have to wait longer in between loads. Washing clothes in cold water saves electricity also. Maybe instead of firing the regular oven for small dishes and meals, consider using a smaller toaster or countertop oven, especially if you are just preparing snacks and other small items. To save money on heating and air conditioning costs, close any large gaps underneath doors that cause drafts. You can purchase special covers at a regular home supply store.

Water

With an easy flip of a handle, it’s easy for households to go overboard on water consumption. But there are some simple ways to cut back, and most of them involve just paying more attention of how much water is being used at a given time. For instance, turning off the tap while you brush your teeth can save up to 8 gallons of water every day for one person. You may not even be aware that the water was still turned out while you brushed. Tell your whole family to turn off the water while they brush and you can save hundreds of gallons of water a month. When washing your car, use the bucket and sponge method instead of the hose. You can be using gallons and gallons of water in just a minute of using a hose. There are even new “waterless” car washing products on the market, where the only thing you need is the product that you spray on, and a couple towels that you use to wipe the product off. Take the time to do an entire house check for leaks and get them fixed as soon as possible. All those leaks can add up to hundreds of gallons of wasted water in a single day.

Home Insurance

Choose higher deductibles so that you can save money on your home insurance premiums. Just raising your deductible a few hundred dollars more can save maybe a fourth of your premium. Consider purchasing a home insurance policy from the same company as your auto insurance, since some may offer discounts for having more than one policy with them. But always compare with other companies also to really see which one is less expensive after all. Upgrading to include safer features in your home, such as storm shutters, deadbolt locks, burglar alarm, and other improvements to make your home stronger against natural disasters can save you money on premiums also, so make appropriate inquires to your insurance company.

Shayna Adler
Guest Blogger

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